工作地點：杭州

職位類別：金融類

學(xué)歷：本科

工作年限：五年以上

人數(shù)：2

職位描述

1. 研究用戶在阿里生態(tài)圈及其它互聯(lián)網(wǎng)服務(wù)的業(yè)務(wù)模式，分析其中的信用活動。

2. 定義符合國內(nèi)實際情況的互聯(lián)網(wǎng)信用的范疇、內(nèi)容和形式。

3. 根據(jù)對上述互聯(lián)網(wǎng)信用的認(rèn)知，設(shè)計互聯(lián)網(wǎng)信用報告、信用檔案以及評分評級模型。

4. 根據(jù)（阿里）內(nèi)外部業(yè)務(wù)場景需要，定義不同的信用評估模型。

5. 根據(jù)業(yè)務(wù)要求來協(xié)調(diào)數(shù)據(jù)、建模、程序開發(fā)等團隊共同完成工作。

Job Description:

1. Research the business pattern of Alibaba Group and other Internet services, focus on the credit concerned behavior.

2. According to Chinese conditions, define Internet Credit’s scope, content and structure.

3. Based on the above, design Internet Credit’s Report, Credit Profile and Credit Scoring Model.

4. Design different Credit Evaluating Model for all kinds of business sceneries, including both inside and outside Alibaba Group.

5. Try your best to collaborate Data team, Modeling team and programming team to complete your work.

崗位要求

1. 熟悉美國、歐洲的征信業(yè)的征信機制、業(yè)務(wù)模式，最好有TransUnion、Equifax、Experian、Dnb等公司的從業(yè)經(jīng)歷。

2. 熟悉美國、歐洲金融市場對個人、企業(yè)的信用評級體系，對系統(tǒng)的構(gòu)成有深入的了解。

3. 有較好的數(shù)學(xué)或統(tǒng)計學(xué)教育背景，熟練使用SAS等軟件進行建模分析。

4. 喜歡挑戰(zhàn)，喜歡嘗試新的事物，擁抱變化，有互聯(lián)網(wǎng)背景或?qū)χ信d趣。

5. 了解中國征信業(yè)情況，熟悉中國政府《征信業(yè)管理條例》為佳。

Job Requirements:

1. Familiar with how North American and Europe’s credit industry runs. Having the experience in TransUnion, Equifax, Experian, Dnb will be preferred.

2. Familiar with the Credit Evaluating System on person or enterprise in North and Europe, deeply understanding about the system’s key factors.

3. Good education of Math or Statistics, skilled experience of using Modeling software, such as SAS.

4. Like challenging work, willing to try new things, embracing change, and Internet work experience or interesting in Internet.

5. Knowing about Chinese Credit Industry, familiar with Chinese government’s “征信業(yè)管理條例”(Credit Industry Regulations, refer to: http://www.gov.cn/zwgk/2013-01/29/content_2322231.htm)

更多信息請查看浙江省銀行招聘考試網(wǎng)